Our team joined Steward Partners and Raymond James in February 2018 after spending more than a combined 40 years at Merrill Lynch, Pierce, Fenner, & Smith. While we gained invaluable financial planning and wealth management expertise to help the families we serve achieve their dreams, we made the difficult decision that we and our families had outgrown the capabilities and the culture being provided by Merrill Lynch/Bank of America.
Our philosophy is built on a basic foundation: The interest of the families we serve must always come first.
Our team has developed and refined our proprietary process, over several decades, to help the families we serve achieve their desired outcomes, whether it is a work optional lifestyle, realizing philanthropic goals, or ensuring their legacy and values are passed from generation to generation. Our process, which continually evolves as you and your needs do, helps complete this puzzle.
Our Process
Our core belief begins with understanding the relationship between financial planning and investing is a key to long term success. We strive to have a deep understanding of our client's goals, desires, aspirations, and even fears. We start every relationship by taking the time to know you. After all, would you feel comfortable receiving a prescription from a doctor if they failed to ask what was ailing you? Investment strategy recommendations should be given the same amount of care.
After 40 years of serving families financial needs, we understand no two client situations and experiences are identical. We do not believe in a one size fits all approach and pride ourselves in the ability to develop strategies based on you and your family's particular desires.
Our team includes Matthew J. Spradlin, CERTIFIED FINANCIAL PLANNER™ professional and Richard Godfrey, Chartered Retirement Planning Counselor™; our expertise and experience allows us to advise on a myriad of financial topics, both common and complex.
Lastly, we understand that life happens. As your life evolves, so will your needs. The learning aspect in the relationship we have with the families we serve is never ending. We will modify or add various strategies as your financial needs change. Regular and thoughtful communication with our families is extremely important to us.